An Integrated Financial Program

Transforming Businesses Through Process and Low Cost Capital

Strategic Asset Management offers a comprehensive program combining growth capital, debt restructuring, cash flow management, accounting and tax planning all under one roof designed to maximize profitable businesses or restructure unprofitable ones.

Funding $50K-2.5MM, minimal financing cost and interest, approval possible within 48 hours. Don’t take high cost or MAF funding before speaking to us.

The Platform

Multiple integrated disciplines, delivered as one program.

Most operators stitch together a bookkeeper, a tax preparer, a lender, and a consultant — and still don't have a coherent finance function. We replace that patchwork with a single integrated team.

Growth Capital

Flexible funding to retire high-cost debt, open new units, or invest in the operation.

Fractional CFO

A senior finance partner in monthly lender meetings, board reviews, and strategic decisions.

Accounting

Full-cycle bookkeeping and monthly close delivered by a hospitality-specialty team.

Tax Planning

Year-round federal, state, and local tax strategy — not just a return in April.

Cash Flow Management

Weekly 13-week cash forecasts so payroll, rent, and vendors are never a surprise.

Bank Reporting

Covenant monitoring and lender-ready packages that keep your banking relationship healthy.

Expansion Planning

Underwriting, unit economics, and capital structure for your next location.

Low Cost Capital

Funding $50,000 - $2,500,000 with very low cost capital financing.

Our Philosophy

Why businesses struggle — and how we fix it.

Many businesses offer a great product or service but struggle with the aspect of running the business itself. Some, many or all of the following are classic characteristics:

  • Capital financing at outrageous rates
  • Books that are not up to date
  • Little to no budget planning
  • Lack of a solid management team
  • Infrequent review of financial performance
  • Limited understanding of profit generation by unit or job
  • Insufficient cash flow management

Businesses utilizing high cost financing are caught in a trap. Often they could be profitable but wind up losing all of their free cash flow to financing charges only to need to refinance under the same terms at the end of the loan. We end that cycle. We aim to address all of these in a singular holistic program. Our program combines low cost financing — sometimes as low as zero percent. The aim is to allow you the breathing room necessary to reshape your business. What we get out of our investment is a long term client while you receive the resources and capital needed to succeed.

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What You Receive

A recurring, institutional-grade deliverable calendar.

Every engagement runs on a fixed cadence. You always know what's landing this week, this month, and this quarter — and so does your bank.

  • Monthly financial statements
  • Weekly cash flow reporting
  • Budget preparation
  • Tax compliance
  • Monthly lender meetings
  • KPI reporting
  • Debt covenant monitoring
  • Inventory analysis
  • Food cost analysis
  • Labor analysis
The Outcome

From surviving to bankable — on a defined path.

1

Stabilize

Retire high-cost MCA debt, clean up the books, and put a real cash-flow forecast in place.

2

Systematize

Install monthly close, KPI reporting, covenant monitoring, and a fractional CFO in every lender meeting.

3

Scale

Underwrite expansion, refinance into conventional bank debt, and grow on institutional terms.

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Business Lending Application

Please complete all applicable fields. Information is encrypted and used solely for underwriting and credit evaluation.

Operator reviewing financials at a wooden bar

Submitting an application is not an approval for credit. All offers are subject to underwriting review and execution of definitive documents.

1. Company Information
2. Financial Information
3. Existing Obligations
4. Owner / Guarantor Information
5. Required Documents & Authorization

After submission we will send a secure link to upload:

  • Last six months of business bank statements
  • Driver's license
  • Voided business check
  • Most recent tax return
  • Prior year and YTD financial statements

Submitting an application is not an approval for credit. All offers are subject to underwriting review and execution of definitive documents.

Frequently Asked

Straight answers, before you inquire.